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Flood Preparation Tips

By Insurance, Safety & Maintenance Tips

Rain waters the crops, brings the flowers, and floods the rivers. Those things sound so pleasant but we’re missing one image – flooding. Rain is a necessity for life, but it can also cause disaster. Flooding is often thought to be a slow rising process similar to watching lava creeping along. However, flooding can occur almost instantly and thus the term flash flooding was coined. Even if it’s not raining in your area, rain in another area or previous rain can trigger flooding. Since it is impossible to stop the flood, the best option is to be prepared.

As with any major emergency, your household should have a flood plan. You should look to your local community for information on the flood risk to your area. You may even discover that your town has a local flood plan as well. Local authorities may be able to provide information about relocation routes and centers in flood prone areas.

You should also contact your insurance agent and sign up for flood insurance so that if/when disaster strikes, you’re not stuck paying 100% out of pocket trying to piece your home back together.  Here is a link to more information about flood insurance:

A great way to prepare for any emergency is to have an emergency kit. You can find a list of items for an emergency kit on this website:

If a flood is likely and you’ve been given advance notice to evacuate do so before the flood comes. It is very dangerous to drive through water across roadways. If you’d like to try and reduce damages to your property, you can move items to the highest point possible in your home, turn off gas, electricity, and water, and secure loose objects.

If you have animals, plan ahead for possible flood scenarios. Take care of yourself, your pets, and check on your neighbors. Floods can be devastating in a flash and many are underprepared when they occur.

Recovery after a flood is possible. Check with authorities before returning home to make sure that you take an approved route, and that it’s clear to return. Stay flood prepared and have a safe spring!