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Water Damage

Water Damage – What to Do if you Have a Loss

By Insurance

Broken pipes, sump pump overflow or sewer back-up — all of these items can cause water damage to your home.  What can you do if your property has sustained damage from a water loss? Here are some recommendations to minimize the damage:

  • Locate your main water shut off valve and contact a plumber if necessary.
  • Place furniture on risers to prevent further damage.
  • Remove any undamaged items and store them in a safe area.
  • Contact your agent to report the claim and discuss any mitigation/clean-up efforts needed to prevent further damage.

Water damages can often have hidden consequences if not attended to, so do all you can to protect the area from further damage.  For more tips on home maintenance and safety, check out our blog.  

Home Inventory

Being Prepared for the “What If” with a Home Inventory

By Insurance

Who wants to think about the “what if” moments when it comes to your home?  What if my house burned down? What if a tree fell on my home? What if my documents were destroyed in a fire?  What if my home has water damage and I can no longer stay in it? None of us want to think about these types of events happening to our homes, but it can happen. 

One way to prepare for a “what if” is to prepare a home inventory.  What’s a home inventory? It’s a list of all the items and belongings in your home.  For if that “what if” moment happened, you would have a list of everything that is damaged or destroyed, making that devastating, unexpected loss a little easier to handle. 

Did you know you can even create a home inventory electronically?  There are several apps available for your phone or tablet. Take unlimited photos of the rooms in your home and items in them, plus your garage and outdoor living space with an app.  If the “what if” happened, you can have all the information of your home inventory stored in the app and be able to access it with an internet/data connection. Get started on your home inventory today!

Summer Grilling Safety Tips

Summer Grilling Safety Tips

By Everyday Living, Safety & Maintenance Tips

Did you know that according to the National Fire Protection Association (NFPA), July is the peak month for grill fires?  Whether you prefer propane or charcoal, grilling safely is very important.  The NFPA provides the following safety tips for grilling this summer:

  • Make sure the grill is working properly and check for damage regularly.
  • Propane and charcoal grills should only be used outdoors.
  • Place the grill away from the home or deck railings and out from under eaves and overhanging branches.
  • Keep children and pets at least three feet away from the grill area.
  • Keep the grill clean by removing grease and fat buildup from the grates and trays below.
  • Never leave the grill unattended.

All of us at Danish Mutual hope you enjoy grilling this summer and stay safe!

 

Source:  https://www.nfpa.org/News-and-Research/Publications-and-media/Press-Room/News-releases/2017/Summer-season-peak-time-for-grilling-fires

Fire Pit and Campfire Safety

Fire Pit and Campfire Safety Tips

By Safety & Maintenance Tips

Fire pits are wonderful inexpensive additions to any yard. They can be an outdoor getaway after a long day, or the centerpiece of a social event. Installing a new fire pit, whether its portable or permanent, can instantly boost the appeal of spending time in your yard without breaking the bank. If you’ve decided a fire pit is all your house is missing, be sure to review the following tips from this Mother Earth News article for safe installation, burning, and extinguishing.

Always make sure the fire pit is at least 10 feet away from any structure or neighboring yard. If you can, 25 feet is preferable. Be aware of what’s above the fire pit. Do not place it under a covered porch or low hanging tree branches. Always place it on a non-flammable surface such as patio blocks or concrete. If you have dug out and cleared a spot where it can sit on dirt, this is also an option. Never place on your wooden deck or directly on grass.

Similarly to campfires, you need to clear a firebreak. A break is the surrounding area that has been cleared of all flammable materials. A suggested break is 5 feet in all directions from the fire pit or campfire. This allows for any embers or logs that may fall or pop out of the fire to land on the ground without a heightened risk of an uncontrolled fire. You can also pile dirt or rocks around the pit to help prevent the ground fire from escaping.

A few fire pit/campfire rules to abide by:

  •        Never leave a fire pit unattended.
  •        Never leave children or pets unattended with the fire.
  •        Consider a wire mesh cover to keep embers contained and to keep children and pets safe from falling in.
  •        Limit the amount you burn. Add just enough to keep the fire going gently.
  •        Don’t put garbage or paper products into the fire. They can easily spark and throw off embers or burning remnants.
  •        Avoid wearing loose-fitting clothes while tending to the fire.
  •        Avoid burning soft woods like pine or cedar as they tend to pop and throw sparks.

Be aware that even if you follow all of these suggestions, accidents can still happen so be sure to have a water source nearby for emergencies.

When you’re ready to extinguish the fire, add water and stir the ashes with a shovel or stick. Dispose of the ashes in a safe manner; keep a metal can that is used solely for ash storage. Even after 2 or 3 days, ashes can still be hot enough to cause a fire.

By doing your best to adhere to these guidelines, you can safely enjoy your fire pit all year round.

Source:  https://www.motherearthnews.com/nature-and-environment/5-fire-pit-safety-tips-zbcz1504

National Safety Month

June is National Safety Month

By Safety & Maintenance Tips

June is National Safety Month and so we thought it would be appropriate to share some summer safety tips for our clients.

Grilling Safety:

The National Fire Protection Agency (NFPA) suggests the following tips to prevent a fire:

  • Keep grills clean.
  • Place grills well way from the home, deck railings, out from under eaves and overhanging branches.
  • Never leave your grill unattended to reduce the risk of fire.

Pool Safety:

The Pool Safely website provides these tips to be safe in and around the water:

  • Never leave a child unattended in or near water.
  • Teach children how to swim.
  • Teach children to stay away from drains.
  • Ensure all pools and spas have compliant drain covers.
  • Install proper barriers, covers and alarms on and around your pool and spa.
  • Know how to perform CPR on children and adults.

Trampoline Safety:

The Consumer Product Safety Commission’s website offers the following tips on trampoline safety:

  • Allow only one person on the trampoline at a time.
  • Trampoline enclosures can help prevent injuries from falls.
  • Place the trampoline away from structures, trees and other play areas.
  • Children younger than 6 should not use a full-size trampoline.
  • Supervise children who use a trampoline.
  • Do not use if there is high wind because the trampoline can shift, move or blow away.
  • Inspect the trampoline regularly to make sure nothing is missing and there are no rips or tears in the pad.

We hope you find these tips useful and not only have a safe June but a safe summer!