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Everyday Living

Season of appreciation

Season of Appreciation

By Everyday Living

Thanksgiving is right around the corner and it definitely brings a season of gratitude and appreciation. We thank our clients who choose Danish Mutual Insurance Association to help protect their homes, farms, and contents. We know you have many choices when deciding where to purchase your insurance.  Home, farm, and renter’s insurance are so important and we are grateful to our clients who trust us with their most valued possessions.  

May your Thanksgiving be filled with gratitude, love, and laughter.  Happy Thanksgiving!

Home Organization Tips

Tips and Tricks to Organize Your Home

By Everyday Living

An organized home is a safe home. Have you ever noticed how cluttered the counters or tables get? It seems like you clean and the next day your house has already collected an array of miscellaneous items. Does your house have a place for everything?  Probably not. Today, we will provide some tricks to help keep your house organized.

Follow the 80/20 rule. It’s been stated that we only use 20% of what we actually own. When you think about that statistic, it’s pretty easy to put into perspective how much can be disposed of or donated. If you go through each room and first determine what can go and what can stay, then you’ll have a better idea of what type of storage you need, in addition to what you already have.

Once you’ve eliminated the extra 80%, (or realistically the extra 40-50% because it’s hard to let go of everything) you can get some storage options to get organized. Many jump at the opportunity to buy bins with lids because they stack and sort. However, if you’re going to be using the item fairly often, putting it in a bin with a lid hinders your ability to efficiently clean. Start with open containers. An open laundry bin that you can toss clothes into versus a bid with a lid can make a huge difference when cleaning up. The same goes for toiletries. If you use them often, leave them out on a shelf or counter and put the rest away.

For the items that must go in a drawer, get a drawer organizer. Drawer organizers are no longer restricted to separating your cutlery. You can use them to organize your sock drawer, your other utensils, bathroom supplies, etc. Anything you must place in a drawer can be slotted into its rightful place. This way, next time you need to find the can opener or potato peeler, you don’t have to sift through a giant drawer packed with miscellaneous kitchen utensils.

Be mindful when arranging the location of items. If you use something frequently, keep it towards the front of the shelf or drawer, if you use something rarely but it’s necessary to keep around, place it towards the back in a clearly labeled container. You should also consider if an item is worth keeping. If you haven’t worn that red sweater in a while, place it in a bag or box for donating later. Place a date on the bag or box and if you haven’t gotten the sweater out by the deadline, just donate it without looking in the container.

If you don’t need or love it, then don’t keep it. There are others out there that can fit your old shoes or t-shirts and they may need it more.

If you’d like more tips for organizing your home visit:

This link provides 13 tips from professional organizers that can help you declutter. 

National Smile Week

National Smile Week

By Everyday Living, Insurance

The second week of August is National Smile Week.  You may be thinking why is this an insurance post and not a dentist post?  But we’re here to share that there is so much to smile about when it comes to home insurance.  

Home insurance gives peace of mind.  Whether it’s a wind and hail storm, a fire, burglary or another covered disaster, insurance is protection for not only your home but your contents as well.  Knowing you have protection to replace the things you could lose is definitely something to smile about.

Have you reviewed your home insurance policy with your agent lately?  Your agent would be happy to review your policy to make sure you’re properly covered.  And, your agent will probably do so with a smile. So, go ahead and partake in National Smile Week while you think about your home insurance.  Have a great week!  

Summer Grilling Safety Tips

Summer Grilling Safety Tips

By Everyday Living, Safety & Maintenance Tips

Did you know that according to the National Fire Protection Association (NFPA), July is the peak month for grill fires?  Whether you prefer propane or charcoal, grilling safely is very important.  The NFPA provides the following safety tips for grilling this summer:

  • Make sure the grill is working properly and check for damage regularly.
  • Propane and charcoal grills should only be used outdoors.
  • Place the grill away from the home or deck railings and out from under eaves and overhanging branches.
  • Keep children and pets at least three feet away from the grill area.
  • Keep the grill clean by removing grease and fat buildup from the grates and trays below.
  • Never leave the grill unattended.

All of us at Danish Mutual hope you enjoy grilling this summer and stay safe!



Password Graphic

Is Your Password Strong Enough?

By Everyday Living

Most of us have been guilty of using the same password for every site that requires a login. Or writing our passwords on a sticky note and placing it on our desk. While we may know that it is not the best practice for security, we do it to make it easy to remember for ourselves.

Cybersecurity is in the news quite often and so it reminds us that one of the best ways to protect ourselves is through the strength and security of our passwords. Here are some useful password tips:

  • Use a pass-sentence instead of a password. Use something that would be easy for you to remember, but still follows most required password rules (one letter, one number, one special character, one capitalized letter, etc). Ex: CoffeeS@vesmomslive5! (this one would be easy for busy moms!) 
  • Use a computer program to secretly store your usernames and passwords. You use one password to enter the system, and without that password, there is no way to get the data. 
  • Change passwords often. This is the hardest one to follow because once you get used to a password, you need to change it. Windows has a password reset every 42 days, but every 30-180 days is the suggestion. That’s a huge window, so find a time that you are comfortable within that range, and use your creativity to make new passwords!

While it seems that someone hacking into your computer could “never happen to you”, remember that in 2014 hackers had exposed the personal information of 110 million Americans ( Securing your passwords is the first step in keeping your information safe on your computer.